:root{--navy:#0b1f36;--blue:#0f5f9f;--orange:#ff7a18;--light:#f4f8fb;--ink:#14202b;--muted:#64748b;--card:#fff;--line:#dce6ef}*{box-sizing:border-box}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:#fff;line-height:1.6}.wrap{max-width:1180px;margin:0 auto;padding:0 22px}.top{background:var(--navy);position:sticky;top:0;z-index:20;box-shadow:0 4px 18px rgba(0,0,0,.18)}.nav{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:76px}.brand{color:white;text-decoration:none;font-weight:800;font-size:22px;display:flex;align-items:center;gap:10px}.mark{display:inline-grid;place-items:center;width:44px;height:44px;border-radius:12px;background:linear-gradient(135deg,var(--orange),#ffc15a);color:#07182a;font-weight:900}nav{display:flex;align-items:center;gap:18px;flex-wrap:wrap}nav a{color:#dbeafe;text-decoration:none;font-weight:700;font-size:14px}.phone{background:var(--orange);color:#101010!important;padding:10px 14px;border-radius:999px}.hero{background:linear-gradient(120deg,rgba(11,31,54,.94),rgba(15,95,159,.86)),url('hero.svg');background-size:cover;color:white;padding:72px 0}.hero h1{font-size:50px;line-height:1.05;margin:0 0 18px}.hero p{font-size:20px;max-width:760px}.cta{display:flex;gap:14px;flex-wrap:wrap;margin-top:26px}.btn{display:inline-block;background:var(--orange);color:#111;text-decoration:none;font-weight:900;padding:14px 20px;border-radius:12px}.btn.alt{background:white;color:var(--navy)}.trust{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:38px}.trust div{background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.26);padding:16px;border-radius:16px;font-weight:800}.section{padding:58px 0}.light{background:var(--light)}h2{font-size:34px;line-height:1.15;margin:0 0 18px}h3{font-size:23px;margin:0 0 10px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.grid.two{grid-template-columns:repeat(2,1fr)}.card{background:var(--card);border:1px solid var(--line);border-radius:18px;padding:24px;box-shadow:0 10px 22px rgba(2,35,66,.06)}.card a{color:var(--blue);font-weight:800;text-decoration:none}.pillbox{display:flex;gap:10px;flex-wrap:wrap}.pill{background:#eaf3fb;border:1px solid #cfe2f3;border-radius:999px;padding:8px 12px;font-weight:700}.quoteBox{background:var(--navy);color:white;border-radius:22px;padding:30px}.quote-embed iframe{min-height:760px;border-radius:14px;background:white!important}.split{display:grid;grid-template-columns:1.15fr .85fr;gap:30px;align-items:start}.list{columns:2}.list li{break-inside:avoid;margin:6px 0}.state-list,.city-list{display:grid;grid-template-columns:repeat(4,1fr);gap:10px}.state-list a,.city-list a{background:white;border:1px solid var(--line);border-radius:12px;padding:10px;text-decoration:none;color:var(--blue);font-weight:800}.banner{background:#fff5ea;border:1px solid #ffd7a8;padding:20px;border-radius:18px}.big{font-size:22px}footer{background:#081829;color:#dbeafe;padding:44px 0 0}footer a{display:block;color:#dbeafe;text-decoration:none;margin:6px 0}.footgrid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:28px}.copy{text-align:center;border-top:1px solid rgba(255,255,255,.13);padding:18px;margin-top:30px;color:#9fb4ca}@media(max-width:850px){.nav{align-items:flex-start;flex-direction:column;padding:16px 22px}.hero h1{font-size:38px}.trust,.grid,.grid.two,.split,.footgrid{grid-template-columns:1fr}.state-list,.city-list{grid-template-columns:repeat(2,1fr)}}